Money channel terms of use

The BigPond Money Channel (the “Money Channel”) is part of the BigPond internet portal. The Money Channel includes articles, stock quotes, tools and other forms of information and opinions (“Content”). All Content is intended to provide general information to the public and is not intended for trading purposes. To the extent that any Content constitutes financial product advice, such advice is general advice only and is provided without any consideration of your personal circumstances or needs. You should not regard any such advice as personal advice. If you wish to obtain personal advice, we strongly suggest that you obtain professional advice. Telstra does not have an Australian financial services licence.
You should neither redistribute the Content, use the Content in connection with providing a market for trading securities, nor use any Content as a substitute for professional advice which takes into consideration your personal circumstances. Before making any financial decisions, we recommend you consult a qualified professional advisor.
We acknowledge that the Competition and Consumer Act 2010 contains certain guarantees for consumers that cannot be excluded, restricted or modified by us. The guarantees for consumers include that services are rendered with due care or skill, supplied within a reasonable time, fit for the purposes for which they are commonly acquired as it is reasonable to expect in the circumstances; and fit for a purpose that you have made known to us and based on which we supplied you with the services. Subject to these guarantees:
  • When using the Content please be aware that, although we take reasonable commercial efforts to ensure the high quality of the Content, we do not represent or warrant that the Content is always accurate, reliable, suitable, complete or of a particular quality; and 
  • To the extent we are allowed to do so by law, we expressly disclaim any warranty or representation and any liability for errors, incompleteness, delays, or for any actions taken in reliance on information contained on this site.
A number of different authors and suppliers provide the Content. These include in-house authors and 3rd party suppliers  and others.
Telstra and Content providers (and their directors, employees, related companies and associates) may have an interest in financial products, or an interest in or a commercial relationship with entities, referred to on the Money Channel.
Telstra receives advertising revenue for paid advertisements such as banner advertising, hyperlinks and sponsorship on the Money Channel. Such advertisements  are not recommendations or endorsements by Telstra (or its directors, affiliates or employees). Please read the relevant information in each advertisement  for information regarding the regulatory status of the advertiser (for example, the advertiser’s financial services licensing status and its directions to you to read the advertiser’s disclosure document/s). Our Content providers may receive other forms of remuneration, including referral fees. As noted above, we recommend you consult a qualified professional advisor before making any financial decisions.
These Money Channel Terms of Use should be read in conjunction with the terms of use of the BigPond internet portal. If is there is any inconsistency between these Money Channel Terms of Use and the terms of use of the BigPond internet portal, these Money Channel Terms of Use will prevail to the extent of any inconsistency.

Specific disclaimers

Making comments on our site or social media properties

We’d love to hear your opinion. But we won’t publish comments that are defamatory, or that vilify people. Nor will we publish anything mean-spirited or that incites violence. We won’t tolerate abuse of other commenters. Enjoy the conversation, but please play nice.

Morningstar

Certain content contained on the Money Channel is provided by Morningstar and is protected under copyright law.
Morningstar data is subject to the following copyright and disclaimer notice: © 2010 Morningstar, Inc. All rights reserved. The data and content contained herein are not guaranteed to be accurate, complete or timely. Neither Morningstar, nor its affiliates nor their content providers will have any liability for use or distribution of any of this information. To the extent that any of the content above constitutes advice, it is general advice that has been prepared by Morningstar Australasia Pty Ltd ABN: 95 090 665 544, AFSL: 240892 (a subsidiary of Morningstar, Inc.), without reference to your objectives, financial situation or needs. Before acting on any advice, you should consider the appropriateness of the advice and we recommend you obtain financial, legal and taxation advice before making any financial investment decision. If applicable investors should obtain the relevant product disclosure statement and consider it before making any decision to invest. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 (“ASXO”). DISCLOSURE: Employees may have an interest in the securities discussed in this report. Please refer to our Financial Services Guide (FSG) for more information at www.morningstar.com.au/fsg.asp.
Mozo
Certain content contained on the Money Channel is provided by Mozo and is protected under copyright law.
Mozo Pty Ltd (“Mozo”) has an Australian Financial Services Licence to operate the Compare Deals (comparedeals.bigpondmoney.com, comparedeals.bigpondmoney.com.au) and other sections of the Money Channel as marked by the ‘Powered by Mozo’ image. Mozo provides factual product information on credit, deposit, general and life insurance products. Mozo holds an Australian Financial Services and Australian Credit Licence (licence number 328 141). 
To the extent applicable, these Terms of Use incorporate Mozo’s Terms of Use, Mozo’s Financial Services and Credit Guide, and Privacy Policy.

Moneybags
In providing investment products:

  1. Moneybags Pty Ltd does not take into account the investment objectives, financial situation and particular needs of any person; and
  2. Before making an investment decision on the basis of any investment products, the investor or prospective investor needs to consider, with or without the assistance of a securities adviser, whether the advice is appropriate in light of the particular investment needs, objectives and financial circumstances of the investor or prospective investor.